Key Information
Pension and Health Insurance increased in 2026
3.595% (2026)
4.75% (2026)
0.9%
National Pension refundable upon departure
12.95% of health insurance (2026: 0.9448%)
2026-01-01
100% paid by employer
4 Mandatory Insurance Types
1. Health Insurance (건강보험)
- Applies to all foreign workers residing over 6 months
- Rate: approx. 3.595% (2026 increase) of salary, split between employer and employee
- Benefits: outpatient, hospitalization, medication
2. National Pension (국민연금)
- Applies to workers aged 18-59
- Rate: 9.5% of salary (employer 4.75% (2026 increase) + employee 4.75% (2026 increase))
- Important: You can get a refund when leaving Korea!
3. Employment Insurance (고용보험)
- Rate: approx. 1.8% of total salary
- Benefits: unemployment benefits, job training
4. Industrial Accident Insurance (산재보험)
- 100% paid by employer - no employee contribution
- Covers: workplace accidents, occupational diseases
Important Notes
- Employers are legally required to provide insurance
- If employer does not → report to Ministry of Labor (☎1350)
❓ FAQ
📞 Where to Get Help
📖 Related Laws
- • National Health Insurance Act
- • National Pension Act
- • Employment Insurance Act
- • Industrial Accident Compensation Insurance Act
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Ask the communityThis information is for reference only and has no legal effect. For accurate advice, contact the Ministry of Employment and Labor (☎1350).